a99kitten's Musings

I blog about a WHOLE LOT of stuff :)

I have spent about 90% of my adult working life making sure any and all employees of where I worked had the best possible health insurance possible. Not just some coverage – but low deductible, PPO, excellent network, employer-paid premiums plus spouse, family AND domestic partner before that was even a thing or before most companies even thought about it let alone offered it. Even when the CEO/MGP of the company wasn’t so sure on the expense of it all – I lobbied and won. Always.

Let’s face it – HR works for the company. Yes – in support of the employees, but at the end of the day, HR will side with the company. As they should. I am not a fn union leader.

But I **ALWAYS** looked for the best option for the employee because that helped the company.

So I guess it is only fitting that as my Federal COBRA is expiring, I find out that the new health plan my old company switched to is a plan that will not support conversion to individual plans. Now…that’s not their job. I get it. But ironic nonetheless. So the plan I now will sign up for is 50% more expensive than my COBRA was and also offers about 50% of the benefits. THANK YOU OBAMA. I HOPE YOU CHOKE.

There are other FN ridiculous components to this such as other ex-employees being offered better options, but I guess whatever. I am too tired to type. I’d rather watch an episode of TV or read. Clear my brain.

So I will continue to be angry. Until I decide to vent more. Or just stew.

This week is the one year anniversary of the market melting down due to the rona. Or more accurately, the media and politicians’ reaction to the rona. March 18th was the low I believe and we struggled a but but DID continue to go up from there.

I did well in my accounts over the year. Although I think a blind chimp did well in his/hr accounts this past year. People who never invested before in their lives made money in their newly opened Robinhood accounts.

Altho, this past month – meh. Not sure how those same RHers have done in this chop. Or if they gave any thought to their tax implications due soon. Surprise!

Biden has been a pile to stinky crap for the market. Certainly cannot lay all the blame at his feet (although since Libs liked to do that with Trump – I’ll go ahead.) But not knowing what the tax issues will be (though we all know they will raise taxes so F Biden), the still inconsistent state reopening issues, etc. has been a giant pile of suck.

I mean – what good is a vaccine if we all still have to wear masks everywhere? HOW STUPID IS THAT? If I still have to wear a mask, you can keep your vaccine. F off.

Seriously considering cashing up a lot and waiting out the next month or quarter or even through summer. Do small trades, or maybe add to long term positions but this chop fest over the last 4-6 weeks has been sucky.

Trading was fun this past year. Even on the stressful, down days – it had a better feel to it. Hopeful to get out of the “pandemic”. But now that we got to the near-end – a vaccine – the magic jab! – it’s still crap. Actually – worse crap. Biden is not hopeful. Biden is not Presidential. So we have no optimism in our leadership. That’s pretty suck. And please do not get me started on Gavin.

These past 2 months have really been not fun. Even on the good days with good trades – always the feeling in the back of my head of “how fast will this turn?” And in a period of time where we are enforced to not have fun, that really sucks.

Once this quarter ends, let’s see if things turn around a bit. But I have to say – I do not think it will. Eventually. But not yet.

F Biden. F China.

I love the idea of Bitcoin/cryptocurrency. LOVE it. Mostly because I love the idea of keeping big government out of anything and everything.

Does that mean I don’t believe oversight is needed? No. While I hate big government, I am also well aware that humans are retarded and most of them require supervision. That pretty destroys the ideals of Libertarians. You need common sense and decency for it to work. Sadly…that is not common.

I started buying crypto in 2016. I bought a Ledger Nano to store it on. The whole idea of cold storage was you keep it it a drawer (or fire-proof safe) and it was safe from hackers, government, etc. Sure. Sounds great. Crypto was finance embracing technology. Store your money *on* tech.

I take it out and check it every few months. Every single time there is some update that takes forever and I always wonder what if this thing just dies? It’s electronic – of course it will. That’s the nature of tech – you need the new upgrade every 2 years. Just ask Apple.

But the reviews for Ledger are always good. And I have my root words stored away. Because NOTHING says top tier, cutting edge technolgy and the future of money than having to keep your recovery words stored on a FN piece of paper someplace so it can’t be hacked. Sigh.

Today – open up Nano S. Move my ETC because I want to sell it. Get rid of shitcoins. Well – that transaction still shows pending after 8 hours. Fun times.

Also want to move some LTC. Decide to sell some to buy other crypto. LTC is a shifty crypto at best. Move some. THEN Ledger says I need to download/install their update to complete moving. Huh? Fine. Quick download/install. Plug Nano back in – the screen that you need to enter your passcode. Black. WTF? Then it comes back in spotty illuminated fashion – I am able to see it just enough to enter my passcode. After that screen – the illumination is JUST FINE. Only the most important passcode section is basically dead AFTER THE LEDGE UPGRADE. I try to complete the transaction but it says “OH IT MIGHT HAVE FAILED TRY AGAIN.” When I try – the passcode screen – black. DED.

Go online – search for issues about this. Yep – dead. You can order a new wallet. Or use an online one to recover your crypto BUT (and all warnings were strong and in capital letters) if you use an online wallet, you will need to enter your recovery words and they can be stolen, hacked, don’t trust the web, don’t trust online, don’t trust your computer – use a computer you only use or this!, etc etc etc.

So I need to order a new unit (which I did), or use an online wallet, to recover my money sitting in the ether USING MY PIECE OF PAPER WITH MY RECOVERY WORDS ON IT WITH MY PENCIL. Stored in the real world. Kind of like…my $20 bills would be….

You know….gonna start hoarding gold coins. F it.

So…it’s BAD to say China Flu. It’s BAD to say Wuhan Flu. This is per the media (who used both terms until Orange Man used them) and our new President.

BUT saying the UK Variant, the Brazilian variant or the South African Variant is 100% completely OK.

Huh? #middlefinger

I just now fully realized that this will be the first Superbowl Sunday that I will not host a party in years. Like…probably more than a decade.

That sucks.

I know I could invite some neighbors/friends and they would come. But honestly, I do NOT want to be the site of patient zero.

So…quadruple sucks. :(

What an insane week in the stock market (also 3 day blizzard.) I mean…it’s been a bit nuts since the crash in March but this week has been bananas.

I do love this stuff. And kinda hate it – mostly because I am so tired. lol I’ve been interested in this stuff since I was 19 years old. So I guess I am a nerd. But instead if caring about video games etc, I care about Wall Street junk. Well…obviously I care about some traditional nerd stuff: Star Wars, Marvel/DC, Star Wars, Disney, and oh yeah…Star Wars.

But I think what I hate the most is NONE of my friends care. I have no one to jibber jabber about this crap with. I mean…my ex and chit chat about it the most but beyond that – it’s a meme to people and they don’t really care. Weird. Because it effects you. A lot. Even if you do not realize it. But ok.

I’d say I need new/more friends but who has time for that. I have to trade! (and shovel snow…and collect Star Wars stuff.)

Finally watched this movie and it was cute. I didn’t think it was as good as the first Ralph but it was cute. Best part was all the Disney “cameos”. Those were fun. But not sure if the morale of the story of “the girl needs to not always be attached to friend – a male friend obvs – and search for her own thing – which in this case is rolling with a street gang that commits crime…” is the best but ok.

Altho if the internet broke…would that really be such a bad thing? Really? I mean sure – I use it daily and love the convenience in some things for sure but I tried to stay off my computer, internet and especially social media this past Fri-Mon and did a 99% decent job. And let me say – it was glorious. Social media is toxic. Humans are toxic. Allow humans on social media – ugh.

I’ll be working on leaving social media more and more. It’s clear that unity = conformity in our new magical, glorious world and I say F U to that mentality anyway. I’ll still use it (Instagram) to post happy pics of Smokey because the world always needs more pics of cute animals. And maybe pics of toys. And monitor my FinTwit lists on twitter during market hours. But that’s probably it.

I will post here as my “diary”. This allows me to vomit out my thoughts. But since I am posting no links to this blog – and not allowing comments from the unwashed masses – seems ok.

But otherwise – F y’all (I really hate the usage of y’all unless you were born and bred in the south…)

Sometimes you have no one to talk to. You realize your friends – while you love them – are not like you. And that’s OK. Except when you need to unload. And Smokey has no interest in hearing it :)

But sometimes, I just want to shut down all social media. All text convos. Anything. Because I cannot believe you are so fn stupid. I just have no patience anymore. Would rather ignore you at this point. Sad but true. Thankfully I get over things quick. And by getting over I mean, I simply don’t care about you bit by bit.

Think I will go back to logging thoughts here. Not sharing these pages – who cares. But cathartic to type it out.

F**********************************************CK!!!!!!!!!!!!!!!!!

That is all.

A tip: If you have distribution deals with Costco and Safeway (or other large grocery chains) you know we can access your product at a discounted price. You’ve given up exclusivity for mass appeal and sales.

So then do not send me OHMYGOD CAN I BELIEVE THE DEAL emails that discount your wines by a few measly percent (at best, some have no discount) plus charge me shipping when I can just pick it up literally for 30-50% less than your full price at Costco or Safeway. It’s actually insulting. Offer me free shipping, or buy 5 and get 6th free or **something**. Without naming names since I like these places and don’t want to diss them, but if I can buy something from you for $22 plus shipping or I can pick it now up at SFY for $15, which do you think will happen? Hmmm…let me think….

I’m sure I am not the only person deluged with Black Friday, Extended Black Weekend, Cyber Monday and Cyber week e-mails. But come on man. I think 100 emails every morning followed by repeated ones through the day – sometimes 3 or 4 from the same store/site is RIDICULOUS. And honestly I just delete them all and don’t even look. It’s too much. Good grief Charlie Brown. I had to turn off the volume on my laptop because of the constant alert dinging from new email coming in.

The only 1 that caught my eye had a picture of Chewbacca slippers (Hammacher). So naturally, I saved that one. But still haven’t clicked on it.

And do NOT get me started on the snail mail catalog situation which I think keeps USPS afloat (well…afloat in USPS terms anyway…)

I love Christmas. LOVE LOVE LOVE it. I am also a huge capitalist who loves to shop. And loves to give gifts! But the marketing departments really need to think about their campaigns and not not just think the solution is MOAR EMAIL MOAR CATALOGS MOAR JUNK.

Sigh…I know…not likely.